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PayPal Credit

What is PayPal Credit?

There are now quick and easy ways of making your online purchases by using PayPal credit and spreading the cost. Please see below full details of both options available:

Buy Now, Pay Later:

For purchase over £99, approved applicants shall receive the option of 4 months interest free credit to be repaid on a monthly basis by using PayPal.

How do I apply?

Select PayPal as a payment option and after you've logged in, simply proceed to apply for PayPal credit. The process takes just a few minutes and if approved, your credit limit shall be linked to your existing PayPal account instantly. This can be then utilised for your purchase today and with other participating retailers. If you already have a credit agreement in place with an existing limit, this can simply be selected as an option at the checkout stage.

How do I make a repayment?

You can do this every month by logging into your PayPal account and selecting 'make a payment' using your debit/credit card or PayPal balance. There is also the option to pay off the balance prior to the deadline if you wish.

What happens if I return my product for a refund?

Please return the item by the normal means, the refund shall be processed back to your PayPal account upon the completion of the return.

What if I fail to make the repayments:

Any remaining balance due after the 4-month promotional period or any transactions under £99.00 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.

I have been refused credit or have more questions:

Please contact PayPal directly HERE for more information.

Pay in 3:

What is different from PayPal Credit?

PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date.

What purchase amounts qualify?

You can use PayPal Pay in 3 for eligible shopping cart amounts between £30.00 to £2,000.00.

How long do I have to pay off the balance?

Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that. There is also the option to pay off the balance prior to the deadline if you wish.

I have more questions:

Please contact PayPal directly HERE for more information.

“All credit facilities are provided by PayPal, More Computers Limited is not a credit broker or lender.”

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